[LETTERHEAD OF TRAVELERS INSURANCE COMPANY APPEARS HERE]

U.S. Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Attention: Filing Desk

August 22, 1995


Re: Rule 497(j) Filings:
Travelers Target Maturity (TTM) - Travelers Ins. Co.
        CIK = 0000733076; CCC = cq$5qpjr
Travelers Target Maturity (TTM) - Travelers Life And Annuity Co./Travelers Ins.
Co. 
        CIK = 0000929498; CCC =ceyy7b*n (and 0000733076; cq$5qpjr)


Dear Members of the Staff:

I hereby certify that the following documents are being filed pursuant to Rule
497(j) of the Securities Act of 1933 because the prospectuses that would have
been filed under paragraph (b) or (c) of this section would not have differed
from those contained in each registrant's most recent post-effective amendment.
In addition, I certify that the text of the registrants' most recent pre-
effective amendments were filed electronically via EDGAR.

Filed on Form S-2 under type S-2/A:
(Definitive materials previously filed under Rule 424)
*    Travelers Target Maturity (Travelers Insurance Company)
*    Travelers Target Maturity (Travelers Life And Annuity Company)

If you have any questions regarding this certification, please contact the
undersigned at
(203) 277-7389.

Sincerely,

/s/ Kathleen A McGah

Kathleen A McGah