<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019affcc-5954-77da-bfbb-f9a2d53d7f3d,g:8ea0f30d-26ae-4c02-93a2-a03d39d55718-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/ConsolidatedBalanceSheets" xlink:type="simple" xlink:href="bhl-20251231.xsd#ConsolidatedBalanceSheets"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/ConsolidatedBalanceSheets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_019affcc-608f-7efb-8723-fe28ab3b8889" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Liabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitAfterReinsurance_019affcc-608f-75dd-bbab-7942bbd4ce52" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilityForFuturePolicyBenefitAfterReinsurance"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019affcc-608f-7efb-8723-fe28ab3b8889" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefitAfterReinsurance_019affcc-608f-75dd-bbab-7942bbd4ce52" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderContractDeposits_019affcc-608f-75e7-afd2-c3af48c87137" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PolicyholderContractDeposits"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019affcc-608f-7efb-8723-fe28ab3b8889" xlink:to="loc_us-gaap_PolicyholderContractDeposits_019affcc-608f-75e7-afd2-c3af48c87137" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketRiskBenefitLiabilityAmount_019affcc-608f-7295-95f3-6659635de331" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MarketRiskBenefitLiabilityAmount"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019affcc-608f-7efb-8723-fe28ab3b8889" xlink:to="loc_us-gaap_MarketRiskBenefitLiabilityAmount_019affcc-608f-7295-95f3-6659635de331" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherPolicyholderFunds_019affcc-608f-7c63-89df-0309ce9585c1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherPolicyholderFunds"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019affcc-608f-7efb-8723-fe28ab3b8889" xlink:to="loc_us-gaap_OtherPolicyholderFunds_019affcc-608f-7c63-89df-0309ce9585c1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ObligationToReturnSecuritiesReceivedAsCollateral_019affcc-608f-74b2-bf4e-73ffa6b56ee3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ObligationToReturnSecuritiesReceivedAsCollateral"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019affcc-608f-7efb-8723-fe28ab3b8889" xlink:to="loc_us-gaap_ObligationToReturnSecuritiesReceivedAsCollateral_019affcc-608f-74b2-bf4e-73ffa6b56ee3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_019affcc-608f-77e0-b81c-f8b20d59894a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LongTermDebt"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019affcc-608f-7efb-8723-fe28ab3b8889" xlink:to="loc_us-gaap_LongTermDebt_019affcc-608f-77e0-b81c-f8b20d59894a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_019affcc-608f-7264-8451-b9d791d79c76" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherLiabilities"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019affcc-608f-7efb-8723-fe28ab3b8889" xlink:to="loc_us-gaap_OtherLiabilities_019affcc-608f-7264-8451-b9d791d79c76" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeparateAccountsLiability_019affcc-608f-7a5e-8a5b-e426c93e869b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SeparateAccountsLiability"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019affcc-608f-7efb-8723-fe28ab3b8889" xlink:to="loc_us-gaap_SeparateAccountsLiability_019affcc-608f-7a5e-8a5b-e426c93e869b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Investments_019affcc-608f-79ef-b9cd-491625ca1972" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Investments"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_Investments_019affcc-608f-79ef-b9cd-491625ca1972" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019affcc-608f-7ab3-bdaf-9c97fc3389b2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019affcc-608f-7ab3-bdaf-9c97fc3389b2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedInvestmentIncomeReceivable_019affcc-608f-762a-b01a-810784748dcd" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccruedInvestmentIncomeReceivable"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_AccruedInvestmentIncomeReceivable_019affcc-608f-762a-b01a-810784748dcd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsAndOtherReceivablesNet_019affcc-608f-7752-8f21-41b6438c863e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PremiumsAndOtherReceivablesNet"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_PremiumsAndOtherReceivablesNet_019affcc-608f-7752-8f21-41b6438c863e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostsAndValueOfBusinessAcquired_019affcc-608f-761e-affb-1fe14b22cc29" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredPolicyAcquisitionCostsAndValueOfBusinessAcquired"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostsAndValueOfBusinessAcquired_019affcc-608f-761e-affb-1fe14b22cc29" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReceivable_019affcc-608f-79f8-a772-1929267d9030" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReceivable"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_IncomeTaxReceivable_019affcc-608f-79f8-a772-1929267d9030" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxAssetsNet_019affcc-608f-72fc-b142-29122f4bbd42" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredIncomeTaxAssetsNet"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_DeferredIncomeTaxAssetsNet_019affcc-608f-72fc-b142-29122f4bbd42" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketRiskBenefitAssetAmount_019affcc-608f-7c4a-944a-4b8996cd56d6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MarketRiskBenefitAssetAmount"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_MarketRiskBenefitAssetAmount_019affcc-608f-7c4a-944a-4b8996cd56d6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_019affcc-608f-74f7-b07f-b1da00da574b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherAssets"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_OtherAssets_019affcc-608f-74f7-b07f-b1da00da574b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeparateAccountAssets_019affcc-608f-7180-b226-f827e9f4a9ee" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SeparateAccountAssets"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_SeparateAccountAssets_019affcc-608f-7180-b226-f827e9f4a9ee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivables_019affcc-608f-72a0-8d4b-84e03f432fb9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherReceivables"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019affcc-608f-787c-9cca-806bee15be89" xlink:to="loc_us-gaap_OtherReceivables_019affcc-608f-72a0-8d4b-84e03f432fb9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Investments_019affcc-608f-7518-b794-399f4ebd5cb5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Investments"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_019affcc-608f-7a93-8e05-97bea404f67e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Investments_019affcc-608f-7518-b794-399f4ebd5cb5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_019affcc-608f-7a93-8e05-97bea404f67e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TradingSecuritiesDebt_019b27ec-4ca3-79e6-b870-192b488071b2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TradingSecuritiesDebt"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Investments_019affcc-608f-7518-b794-399f4ebd5cb5" xlink:to="loc_us-gaap_TradingSecuritiesDebt_019b27ec-4ca3-79e6-b870-192b488071b2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_019affcc-608f-7e9b-96b8-8a80127f81ec" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Investments_019affcc-608f-7518-b794-399f4ebd5cb5" xlink:to="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_019affcc-608f-7e9b-96b8-8a80127f81ec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_019affcc-608f-7662-8963-36bf3bea3cf7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Investments_019affcc-608f-7518-b794-399f4ebd5cb5" xlink:to="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_019affcc-608f-7662-8963-36bf3bea3cf7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansInsurancePolicy_019affcc-608f-7650-9fc2-ceed339ad98f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LoansInsurancePolicy"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Investments_019affcc-608f-7518-b794-399f4ebd5cb5" xlink:to="loc_us-gaap_LoansInsurancePolicy_019affcc-608f-7650-9fc2-ceed339ad98f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealEstateInvestments_019affcc-608f-76e2-a7e8-188d8894ba77" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RealEstateInvestments"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Investments_019affcc-608f-7518-b794-399f4ebd5cb5" xlink:to="loc_us-gaap_RealEstateInvestments_019affcc-608f-76e2-a7e8-188d8894ba77" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherShortTermInvestments_019b9028-4919-7ca1-8798-2936a06c3638" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherShortTermInvestments"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Investments_019affcc-608f-7518-b794-399f4ebd5cb5" xlink:to="loc_us-gaap_OtherShortTermInvestments_019b9028-4919-7ca1-8798-2936a06c3638" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherInvestments_019affcc-608f-71e8-9da5-effb05f91fbe" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherInvestments"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Investments_019affcc-608f-7518-b794-399f4ebd5cb5" xlink:to="loc_us-gaap_OtherInvestments_019affcc-608f-71e8-9da5-effb05f91fbe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019affcc-608f-7375-a127-d7fedc4164df" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_019affcc-608f-78b6-9357-3d1b821ddfbb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019affcc-608f-7375-a127-d7fedc4164df" xlink:to="loc_us-gaap_CommonStockValue_019affcc-608f-78b6-9357-3d1b821ddfbb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_019affcc-608f-7d34-a472-33d0b72446ec" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019affcc-608f-7375-a127-d7fedc4164df" xlink:to="loc_us-gaap_AdditionalPaidInCapital_019affcc-608f-7d34-a472-33d0b72446ec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019affcc-608f-7692-bd7c-e2f795954def" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019affcc-608f-7375-a127-d7fedc4164df" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019affcc-608f-7692-bd7c-e2f795954def" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_019affcc-608f-724f-9baa-8cd8e7dbf709" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019affcc-608f-7375-a127-d7fedc4164df" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_019affcc-608f-724f-9baa-8cd8e7dbf709" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_019affcc-608f-76e3-ac8a-05158e00c582" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_019affcc-608f-7b38-ac44-1dfdfc1a37b8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Liabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_019affcc-608f-76e3-ac8a-05158e00c582" xlink:to="loc_us-gaap_Liabilities_019affcc-608f-7b38-ac44-1dfdfc1a37b8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019affcc-608f-7cfe-8f9e-ca7078e2ad1c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_019affcc-608f-76e3-ac8a-05158e00c582" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019affcc-608f-7cfe-8f9e-ca7078e2ad1c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019affcc-608f-763c-8300-c994ebaf93bd" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019affcc-608f-7170-a9a5-b204a8b7d534" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquity"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019affcc-608f-763c-8300-c994ebaf93bd" xlink:to="loc_us-gaap_StockholdersEquity_019affcc-608f-7170-a9a5-b204a8b7d534" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterest_019affcc-608f-7147-abc2-f10e91514df0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MinorityInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019affcc-608f-763c-8300-c994ebaf93bd" xlink:to="loc_us-gaap_MinorityInterest_019affcc-608f-7147-abc2-f10e91514df0" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/ConsolidatedStatementsofOperations" xlink:type="simple" xlink:href="bhl-20251231.xsd#ConsolidatedStatementsofOperations"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/ConsolidatedStatementsofOperations" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019affcc-608f-7e91-a2c8-2f0db96d70b1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_019affcc-608f-735a-89b2-71e0ddfdd1a1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Revenues"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019affcc-608f-7e91-a2c8-2f0db96d70b1" xlink:to="loc_us-gaap_Revenues_019affcc-608f-735a-89b2-71e0ddfdd1a1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BenefitsLossesAndExpenses_019affcc-608f-774d-bffd-07385d0138d7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BenefitsLossesAndExpenses"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019affcc-608f-7e91-a2c8-2f0db96d70b1" xlink:to="loc_us-gaap_BenefitsLossesAndExpenses_019affcc-608f-774d-bffd-07385d0138d7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019affcc-608f-7428-8d28-4be7e0f2ef90" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProfitLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019affcc-608f-7e1e-b225-a3527a095bfe" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ProfitLoss_019affcc-608f-7428-8d28-4be7e0f2ef90" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019affcc-608f-7e1e-b225-a3527a095bfe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-608f-710f-baab-620528677601" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ProfitLoss_019affcc-608f-7428-8d28-4be7e0f2ef90" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-608f-710f-baab-620528677601" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BenefitsLossesAndExpenses_019affcc-608f-742e-9eab-a0fe8b6e0147" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BenefitsLossesAndExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019affcc-608f-7e81-a09b-debe0e9fe94d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BenefitsLossesAndExpenses_019affcc-608f-742e-9eab-a0fe8b6e0147" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019affcc-608f-7e81-a09b-debe0e9fe94d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_019affcc-608f-7081-9b92-a41f770ea3df" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestCreditedToPolicyholdersAccountBalances"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BenefitsLossesAndExpenses_019affcc-608f-742e-9eab-a0fe8b6e0147" xlink:to="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_019affcc-608f-7081-9b92-a41f770ea3df" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1_019affcc-608f-7725-bb23-8efd1682c20f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BenefitsLossesAndExpenses_019affcc-608f-742e-9eab-a0fe8b6e0147" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1_019affcc-608f-7725-bb23-8efd1682c20f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketRiskBenefitChangeInFairValueGainLoss_019affcc-608f-7ff9-ada4-861eadd4e2eb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MarketRiskBenefitChangeInFairValueGainLoss"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BenefitsLossesAndExpenses_019affcc-608f-742e-9eab-a0fe8b6e0147" xlink:to="loc_us-gaap_MarketRiskBenefitChangeInFairValueGainLoss_019affcc-608f-7ff9-ada4-861eadd4e2eb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_019affcc-608f-7c3a-bc40-4064f268ec23" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingExpenses"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BenefitsLossesAndExpenses_019affcc-608f-742e-9eab-a0fe8b6e0147" xlink:to="loc_us-gaap_OperatingExpenses_019affcc-608f-7c3a-bc40-4064f268ec23" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_019affcc-608f-7fe9-aea7-ab6f509b5a25" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Revenues"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_019affcc-608f-7792-b2fa-dc79687882e6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_019affcc-608f-7fe9-aea7-ab6f509b5a25" xlink:to="loc_us-gaap_PremiumsEarnedNet_019affcc-608f-7792-b2fa-dc79687882e6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_019affcc-608f-7380-8387-ecf12ff2c0ab" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InsuranceCommissionsAndFees"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_019affcc-608f-7fe9-aea7-ab6f509b5a25" xlink:to="loc_us-gaap_InsuranceCommissionsAndFees_019affcc-608f-7380-8387-ecf12ff2c0ab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_019affcc-608f-7667-abe6-34e301419333" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetInvestmentIncome"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_019affcc-608f-7fe9-aea7-ab6f509b5a25" xlink:to="loc_us-gaap_NetInvestmentIncome_019affcc-608f-7667-abe6-34e301419333" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIncome_019affcc-608f-7869-9777-d07682242398" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherIncome"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_019affcc-608f-7fe9-aea7-ab6f509b5a25" xlink:to="loc_us-gaap_OtherIncome_019affcc-608f-7869-9777-d07682242398" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealizedInvestmentGainsLosses_019affcc-608f-7ad1-8c92-4973452fcc3d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RealizedInvestmentGainsLosses"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_019affcc-608f-7fe9-aea7-ab6f509b5a25" xlink:to="loc_us-gaap_RealizedInvestmentGainsLosses_019affcc-608f-7ad1-8c92-4973452fcc3d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnDerivativeInstrumentsNetPretax_019affcc-608f-7657-a2b0-50645e3e5738" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GainLossOnDerivativeInstrumentsNetPretax"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_019affcc-608f-7fe9-aea7-ab6f509b5a25" xlink:to="loc_us-gaap_GainLossOnDerivativeInstrumentsNetPretax_019affcc-608f-7657-a2b0-50645e3e5738" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019affcc-608f-798a-a1dc-2b9ae1a04274" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019affcc-608f-77fc-9410-806e116553ee" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProfitLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_019affcc-608f-798a-a1dc-2b9ae1a04274" xlink:to="loc_us-gaap_ProfitLoss_019affcc-608f-77fc-9410-806e116553ee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019affcc-608f-72a4-9229-00a823b862a2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_019affcc-608f-798a-a1dc-2b9ae1a04274" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019affcc-608f-72a4-9229-00a823b862a2" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="simple" xlink:href="bhl-20251231.xsd#ConsolidatedStatementsOfComprehensiveIncomeLoss"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_019affcc-6090-70b2-9b6c-8640f1dd4ab9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_019affcc-6090-7006-860b-ce487328b3a2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_019affcc-6090-70b2-9b6c-8640f1dd4ab9" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_019affcc-6090-7006-860b-ce487328b3a2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_019affcc-6090-76ac-b937-31dd3c9fdffc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_019affcc-6090-70b2-9b6c-8640f1dd4ab9" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_019affcc-6090-76ac-b937-31dd3c9fdffc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_019affcc-6090-786c-9f95-84ee1ba4dc6c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_019affcc-6090-75d1-8db9-63d7538818f1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_019affcc-6090-786c-9f95-84ee1ba4dc6c" xlink:to="loc_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_019affcc-6090-75d1-8db9-63d7538818f1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019affcc-6090-7be5-8e50-73046f980903" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_019affcc-6090-786c-9f95-84ee1ba4dc6c" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019affcc-6090-7be5-8e50-73046f980903" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_019affcc-6090-7db8-9f9e-31d81c5a0648" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_019affcc-6090-79cc-bbc0-da1520bfc891" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_019affcc-6090-7db8-9f9e-31d81c5a0648" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_019affcc-6090-79cc-bbc0-da1520bfc891" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax_019affcc-6090-724d-9e41-0e2a0d3bbc36" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_019affcc-6090-7db8-9f9e-31d81c5a0648" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax_019affcc-6090-724d-9e41-0e2a0d3bbc36" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OciMarketRiskBenefitInstrumentSpecificCreditRiskGainLossAfterAdjustmentsBeforeTax_019affcc-6090-7ac6-94c0-d723454c8fec" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OciMarketRiskBenefitInstrumentSpecificCreditRiskGainLossAfterAdjustmentsBeforeTax"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_019affcc-6090-7db8-9f9e-31d81c5a0648" xlink:to="loc_us-gaap_OciMarketRiskBenefitInstrumentSpecificCreditRiskGainLossAfterAdjustmentsBeforeTax_019affcc-6090-7ac6-94c0-d723454c8fec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OciLiabilityForFuturePolicyBenefitGainLossAfterReclassificationAdjustmentAndTax_019affcc-6090-7551-9b4c-c2f9c521a1bd" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OciLiabilityForFuturePolicyBenefitGainLossAfterReclassificationAdjustmentAndTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_019affcc-6090-7db8-9f9e-31d81c5a0648" xlink:to="loc_us-gaap_OciLiabilityForFuturePolicyBenefitGainLossAfterReclassificationAdjustmentAndTax_019affcc-6090-7551-9b4c-c2f9c521a1bd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax_019affcc-6090-7437-af92-cb5b63b62c5b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_019affcc-6090-7db8-9f9e-31d81c5a0648" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax_019affcc-6090-7437-af92-cb5b63b62c5b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019affcc-6090-7138-832e-3156b5ac8f7e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_019affcc-6090-76f3-ba1e-77f8d1f211c9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019affcc-6090-7138-832e-3156b5ac8f7e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_019affcc-6090-76f3-ba1e-77f8d1f211c9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTax_019affcc-6090-76d2-b884-def61afb9259" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019affcc-6090-7138-832e-3156b5ac8f7e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossTax_019affcc-6090-76d2-b884-def61afb9259" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/ConsolidatedStatementsofCashFlows" xlink:type="simple" xlink:href="bhl-20251231.xsd#ConsolidatedStatementsofCashFlows"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/ConsolidatedStatementsofCashFlows" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-7764-b069-25343c317f12" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromAnnuitiesAndInvestmentCertificates_019affcc-6090-71ab-b327-5063a2b5b363" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromAnnuitiesAndInvestmentCertificates"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-7764-b069-25343c317f12" xlink:to="loc_us-gaap_ProceedsFromAnnuitiesAndInvestmentCertificates_019affcc-6090-71ab-b327-5063a2b5b363" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfAnnuitiesAndInvestmentCertificates_019affcc-6090-72dc-82d3-5888b1d6d1fd" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RepaymentsOfAnnuitiesAndInvestmentCertificates"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-7764-b069-25343c317f12" xlink:to="loc_us-gaap_RepaymentsOfAnnuitiesAndInvestmentCertificates_019affcc-6090-72dc-82d3-5888b1d6d1fd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_NetChangeInPayablesForCollateralUnderSecuritiesLoanedAndOtherTransactions_019affcc-6090-79b1-a0ce-483c83ac3ce3" xlink:href="bhl-20251231.xsd#bhl_NetChangeInPayablesForCollateralUnderSecuritiesLoanedAndOtherTransactions"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-7764-b069-25343c317f12" xlink:to="loc_bhl_NetChangeInPayablesForCollateralUnderSecuritiesLoanedAndOtherTransactions_019affcc-6090-79b1-a0ce-483c83ac3ce3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfDebt_019affcc-6090-74ad-8623-dd3c692fea19" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RepaymentsOfDebt"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-7764-b069-25343c317f12" xlink:to="loc_us-gaap_RepaymentsOfDebt_019affcc-6090-74ad-8623-dd3c692fea19" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDistributionsToAffiliates_019affcc-6090-7a69-9163-c5f299f48bce" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsOfDistributionsToAffiliates"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-7764-b069-25343c317f12" xlink:to="loc_us-gaap_PaymentsOfDistributionsToAffiliates_019affcc-6090-7a69-9163-c5f299f48bce" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromContributionsFromParent_019b22d3-c4ca-7527-b213-154c13e7644d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromContributionsFromParent"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-7764-b069-25343c317f12" xlink:to="loc_us-gaap_ProceedsFromContributionsFromParent_019b22d3-c4ca-7527-b213-154c13e7644d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromDerivativeInstrumentFinancingActivities_019affcc-6090-7c3d-ae1e-8fe730c45d78" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsForProceedsFromDerivativeInstrumentFinancingActivities"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-7764-b069-25343c317f12" xlink:to="loc_us-gaap_PaymentsForProceedsFromDerivativeInstrumentFinancingActivities_019affcc-6090-7c3d-ae1e-8fe730c45d78" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_019affcc-6090-7947-9d86-0922a30330e1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-7764-b069-25343c317f12" xlink:to="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_019affcc-6090-7947-9d86-0922a30330e1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019affcc-6090-7870-ada9-d39dfb7fec67" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProfitLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_ProfitLoss_019affcc-6090-7870-ada9-d39dfb7fec67" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_019affcc-6090-7f32-9744-8539381ffba1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_019affcc-6090-7f32-9744-8539381ffba1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_019affcc-6090-702a-ae33-2f9edc4adf69" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GainLossOnInvestments"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_GainLossOnInvestments_019affcc-6090-702a-ae33-2f9edc4adf69" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_GainsLossesOnDerivativesNet_019affcc-6090-7673-801e-06b76904f0a7" xlink:href="bhl-20251231.xsd#bhl_GainsLossesOnDerivativesNet"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_bhl_GainsLossesOnDerivativesNet_019affcc-6090-7673-801e-06b76904f0a7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_019affcc-6090-744f-b770-f446a198fd16" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_019affcc-6090-744f-b770-f446a198fd16" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_019affcc-6090-716a-8fda-2f8dbf79c1d2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestCreditedToPolicyholdersAccountBalances"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_019affcc-6090-716a-8fda-2f8dbf79c1d2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_019affcc-6090-708b-a04f-6b44c5a71eb9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InsuranceCommissionsAndFees"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_InsuranceCommissionsAndFees_019affcc-6090-708b-a04f-6b44c5a71eb9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_MarketRiskBenefitChangeInFairValueGainLossNet_019affcc-6090-7c6a-9d63-b9b5e2bcde8d" xlink:href="bhl-20251231.xsd#bhl_MarketRiskBenefitChangeInFairValueGainLossNet"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_bhl_MarketRiskBenefitChangeInFairValueGainLossNet_019affcc-6090-7c6a-9d63-b9b5e2bcde8d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_019affcc-6090-788f-bc42-90d2b38ecde2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable"/>
    <link:calculationArc order="9" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_019affcc-6090-788f-bc42-90d2b38ecde2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsAndOtherReceivables_019affcc-6090-7d7a-8d1d-9c3590fc9289" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInAccountsAndOtherReceivables"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsAndOtherReceivables_019affcc-6090-7d7a-8d1d-9c3590fc9289" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_019affcc-6090-746c-9073-d8157224eef0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts"/>
    <link:calculationArc order="11" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_019affcc-6090-746c-9073-d8157224eef0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_019affcc-6090-7f99-8392-4012c27292bb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_019affcc-6090-7f99-8392-4012c27292bb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_019affcc-6090-7255-bcc3-82c91929e172" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:calculationArc order="13" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_019affcc-6090-7255-bcc3-82c91929e172" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInInsuranceLiabilities_019affcc-6090-7956-a286-611d469ec960" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInInsuranceLiabilities"/>
    <link:calculationArc order="14" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_IncreaseDecreaseInInsuranceLiabilities_019affcc-6090-7956-a286-611d469ec960" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_019b2284-d9bf-79eb-8b56-477b4d238414" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:calculationArc order="15" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-7467-b9af-96de8ce63baa" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_019b2284-d9bf-79eb-8b56-477b4d238414" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_019affcc-6090-75ee-8220-1885befa9cd8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_019affcc-6090-75ee-8220-1885befa9cd8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfTradingSecuritiesHeldforinvestment_019affcc-6090-7e0e-b72c-011ef860a678" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromSaleAndMaturityOfTradingSecuritiesHeldforinvestment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfTradingSecuritiesHeldforinvestment_019affcc-6090-7e0e-b72c-011ef860a678" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi_019affcc-6090-7bee-9cd8-c1e3e3a0c6a0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi_019affcc-6090-7bee-9cd8-c1e3e3a0c6a0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable_019affcc-6090-7676-bf85-cc5e62b746dc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable_019affcc-6090-7676-bf85-cc5e62b746dc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLimitedPartnershipInvestments_019affcc-6090-7914-99bb-cdc48100594e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromLimitedPartnershipInvestments"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_ProceedsFromLimitedPartnershipInvestments_019affcc-6090-7914-99bb-cdc48100594e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_019affcc-6090-7591-89d4-41b12a0fcd46" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_019affcc-6090-7591-89d4-41b12a0fcd46" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireTradingSecuritiesHeldforinvestment_019affcc-6090-7d5c-9c13-264c72f4cd9b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquireTradingSecuritiesHeldforinvestment"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_PaymentsToAcquireTradingSecuritiesHeldforinvestment_019affcc-6090-7d5c-9c13-264c72f4cd9b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireEquitySecuritiesFvNi_019affcc-6090-7165-af40-bdc8893e95d2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquireEquitySecuritiesFvNi"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_PaymentsToAcquireEquitySecuritiesFvNi_019affcc-6090-7165-af40-bdc8893e95d2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireMortgageNotesReceivable_019affcc-6090-7438-a7d8-7c4528becb56" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquireMortgageNotesReceivable"/>
    <link:calculationArc order="9" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_PaymentsToAcquireMortgageNotesReceivable_019affcc-6090-7438-a7d8-7c4528becb56" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireLimitedPartnershipInterests_019affcc-6090-7148-8b67-0ba779e4addf" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquireLimitedPartnershipInterests"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_PaymentsToAcquireLimitedPartnershipInterests_019affcc-6090-7148-8b67-0ba779e4addf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_Cashreceivedinconnectionwithfreestandingderivatives_019affcc-6090-7142-a422-edeee160404c" xlink:href="bhl-20251231.xsd#bhl_Cashreceivedinconnectionwithfreestandingderivatives"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_bhl_Cashreceivedinconnectionwithfreestandingderivatives_019affcc-6090-7142-a422-edeee160404c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_CashPaidInConnectionWithFreestandingDerivatives_019affcc-6090-7460-984a-1e13ffa1dacd" xlink:href="bhl-20251231.xsd#bhl_CashPaidInConnectionWithFreestandingDerivatives"/>
    <link:calculationArc order="12" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_bhl_CashPaidInConnectionWithFreestandingDerivatives_019affcc-6090-7460-984a-1e13ffa1dacd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentOfNotesReceivableFromRelatedParties_019affcc-6090-768d-9895-4de7b98beb0f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RepaymentOfNotesReceivableFromRelatedParties"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_RepaymentOfNotesReceivableFromRelatedParties_019affcc-6090-768d-9895-4de7b98beb0f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital_019c670a-fc5f-7c0d-b680-e699231c39bc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital"/>
    <link:calculationArc order="14" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital_019c670a-fc5f-7c0d-b680-e699231c39bc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromPolicyLoans_019affcc-6090-7d26-b913-f77da7f5cd1d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsForProceedsFromPolicyLoans"/>
    <link:calculationArc order="15" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_PaymentsForProceedsFromPolicyLoans_019affcc-6090-7d26-b913-f77da7f5cd1d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromShortTermInvestments_019affcc-6090-7ce3-af32-9af727fcdf8e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsForProceedsFromShortTermInvestments"/>
    <link:calculationArc order="16" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_us-gaap_PaymentsForProceedsFromShortTermInvestments_019affcc-6090-7ce3-af32-9af727fcdf8e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_NetChangeInOtherInvestedAssets_019affcc-6090-7832-a360-aa3a6373f0ec" xlink:href="bhl-20251231.xsd#bhl_NetChangeInOtherInvestedAssets"/>
    <link:calculationArc order="17" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-750b-a7d2-2194d1354f83" xlink:to="loc_bhl_NetChangeInOtherInvestedAssets_019affcc-6090-7832-a360-aa3a6373f0ec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect_019affcc-6090-78ce-84bd-0b4adb32eda7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-706a-aff7-e90ec4412d05" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect_019affcc-6090-78ce-84bd-0b4adb32eda7" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019affcc-6090-706a-aff7-e90ec4412d05" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-71fa-920e-54ea3fca2d3e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect_019affcc-6090-78ce-84bd-0b4adb32eda7" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019affcc-6090-71fa-920e-54ea3fca2d3e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-7026-b719-9ae33ab7bcf6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect_019affcc-6090-78ce-84bd-0b4adb32eda7" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019affcc-6090-7026-b719-9ae33ab7bcf6" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/ReinsuranceEffectsofReinsuranceonEarningsDetails" xlink:type="simple" xlink:href="bhl-20251231.xsd#ReinsuranceEffectsofReinsuranceonEarningsDetails"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/ReinsuranceEffectsofReinsuranceonEarningsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_019affcc-6160-7fd9-94c4-634e5d99bd18" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DirectPremiumsEarned_019affcc-6160-7a92-b060-c2ba7a814826" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DirectPremiumsEarned"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PremiumsEarnedNet_019affcc-6160-7fd9-94c4-634e5d99bd18" xlink:to="loc_us-gaap_DirectPremiumsEarned_019affcc-6160-7a92-b060-c2ba7a814826" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssumedPremiumsEarned_019affcc-6160-7b75-ad17-b341d14ede1c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssumedPremiumsEarned"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PremiumsEarnedNet_019affcc-6160-7fd9-94c4-634e5d99bd18" xlink:to="loc_us-gaap_AssumedPremiumsEarned_019affcc-6160-7b75-ad17-b341d14ede1c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_019affcc-6160-7698-b00b-d71a57fd40b3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CededPremiumsEarned"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PremiumsEarnedNet_019affcc-6160-7fd9-94c4-634e5d99bd18" xlink:to="loc_us-gaap_CededPremiumsEarned_019affcc-6160-7698-b00b-d71a57fd40b3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIncome_019affcc-6160-79d1-adad-dd4649d90fea" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_OtherIncomeDirect_019affcc-6160-70cf-9420-26cc1ee287bb" xlink:href="bhl-20251231.xsd#bhl_OtherIncomeDirect"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherIncome_019affcc-6160-79d1-adad-dd4649d90fea" xlink:to="loc_bhl_OtherIncomeDirect_019affcc-6160-70cf-9420-26cc1ee287bb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_CommissionsFeesAndOtherIncomeAssumed_019affcc-6160-782b-9af2-2a3ba4729aed" xlink:href="bhl-20251231.xsd#bhl_CommissionsFeesAndOtherIncomeAssumed"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherIncome_019affcc-6160-79d1-adad-dd4649d90fea" xlink:to="loc_bhl_CommissionsFeesAndOtherIncomeAssumed_019affcc-6160-782b-9af2-2a3ba4729aed" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_OtherIncomeCeded_019affcc-6160-7afc-a9b3-13d6626fbc59" xlink:href="bhl-20251231.xsd#bhl_OtherIncomeCeded"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherIncome_019affcc-6160-79d1-adad-dd4649d90fea" xlink:to="loc_bhl_OtherIncomeCeded_019affcc-6160-7afc-a9b3-13d6626fbc59" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_019affcc-6160-7e0b-85c4-5654f01a5ec6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InsuranceCommissionsAndFees"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_DirectInsuranceCommissionsAndFees_019affcc-6160-7a8c-92ee-975c1f475b3e" xlink:href="bhl-20251231.xsd#bhl_DirectInsuranceCommissionsAndFees"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InsuranceCommissionsAndFees_019affcc-6160-7e0b-85c4-5654f01a5ec6" xlink:to="loc_bhl_DirectInsuranceCommissionsAndFees_019affcc-6160-7a8c-92ee-975c1f475b3e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_AssumedInsuranceCommissionsAndFees_019affcc-6160-7ee8-9580-6fa272b60c56" xlink:href="bhl-20251231.xsd#bhl_AssumedInsuranceCommissionsAndFees"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InsuranceCommissionsAndFees_019affcc-6160-7e0b-85c4-5654f01a5ec6" xlink:to="loc_bhl_AssumedInsuranceCommissionsAndFees_019affcc-6160-7ee8-9580-6fa272b60c56" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_CededInsuranceCommissionsAndFees_019affcc-6160-7315-a57b-9217b3e84856" xlink:href="bhl-20251231.xsd#bhl_CededInsuranceCommissionsAndFees"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InsuranceCommissionsAndFees_019affcc-6160-7e0b-85c4-5654f01a5ec6" xlink:to="loc_bhl_CededInsuranceCommissionsAndFees_019affcc-6160-7315-a57b-9217b3e84856" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_019affcc-6160-70b9-b81f-c80e898b590a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_DirectOtherExpenses_019affcc-6160-7a24-9f0b-72cc01411c80" xlink:href="bhl-20251231.xsd#bhl_DirectOtherExpenses"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019affcc-6160-70b9-b81f-c80e898b590a" xlink:to="loc_bhl_DirectOtherExpenses_019affcc-6160-7a24-9f0b-72cc01411c80" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_AssumedOtherExpenses_019affcc-6160-7257-900d-8b172cdec41a" xlink:href="bhl-20251231.xsd#bhl_AssumedOtherExpenses"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019affcc-6160-70b9-b81f-c80e898b590a" xlink:to="loc_bhl_AssumedOtherExpenses_019affcc-6160-7257-900d-8b172cdec41a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_CededOtherExpenses_019affcc-6160-760e-9529-4bedbfc49fdd" xlink:href="bhl-20251231.xsd#bhl_CededOtherExpenses"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019affcc-6160-70b9-b81f-c80e898b590a" xlink:to="loc_bhl_CededOtherExpenses_019affcc-6160-760e-9529-4bedbfc49fdd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019affcc-6160-74b6-8779-1abad4462ed5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredGross_019affcc-6160-7564-ad33-3a3c66e0bcfd" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019affcc-6160-74b6-8779-1abad4462ed5" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredGross_019affcc-6160-7564-ad33-3a3c66e0bcfd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountAssumed_019affcc-6160-75e2-b9c7-2dde0ff489e4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountAssumed"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019affcc-6160-74b6-8779-1abad4462ed5" xlink:to="loc_us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountAssumed_019affcc-6160-75e2-b9c7-2dde0ff489e4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded_019affcc-6160-754d-af21-f0b4b594cc77" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019affcc-6160-74b6-8779-1abad4462ed5" xlink:to="loc_us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded_019affcc-6160-754d-af21-f0b4b594cc77" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketRiskBenefitChangeInFairValueGainLoss_019affcc-6160-74a2-b43e-31642035e7ba" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MarketRiskBenefitChangeInFairValueGainLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_MarketRiskBenefitChangeInFairValueGainLossDirect_019affcc-6160-7e5f-8f1d-43791d9d7842" xlink:href="bhl-20251231.xsd#bhl_MarketRiskBenefitChangeInFairValueGainLossDirect"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_MarketRiskBenefitChangeInFairValueGainLoss_019affcc-6160-74a2-b43e-31642035e7ba" xlink:to="loc_bhl_MarketRiskBenefitChangeInFairValueGainLossDirect_019affcc-6160-7e5f-8f1d-43791d9d7842" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_MarketRiskBenefitChangeInFairValueGainLossAssumed_019affcc-6160-7450-8b5e-9100ff2e2883" xlink:href="bhl-20251231.xsd#bhl_MarketRiskBenefitChangeInFairValueGainLossAssumed"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_MarketRiskBenefitChangeInFairValueGainLoss_019affcc-6160-74a2-b43e-31642035e7ba" xlink:to="loc_bhl_MarketRiskBenefitChangeInFairValueGainLossAssumed_019affcc-6160-7450-8b5e-9100ff2e2883" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_MarketRiskBenefitChangeInFairValueGainLossCeded_019affcc-6160-78a7-ad53-d1ce2b2f327b" xlink:href="bhl-20251231.xsd#bhl_MarketRiskBenefitChangeInFairValueGainLossCeded"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_MarketRiskBenefitChangeInFairValueGainLoss_019affcc-6160-74a2-b43e-31642035e7ba" xlink:to="loc_bhl_MarketRiskBenefitChangeInFairValueGainLossCeded_019affcc-6160-78a7-ad53-d1ce2b2f327b" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/InvestmentsMortgageLoansbyPortfolioSegmentDetails" xlink:type="simple" xlink:href="bhl-20251231.xsd#InvestmentsMortgageLoansbyPortfolioSegmentDetails"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/InvestmentsMortgageLoansbyPortfolioSegmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesReceivableNet_019affcc-6161-7102-b792-f71b76180ecf" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NotesReceivableNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesReceivableGross_019affcc-6161-750f-a541-7b01b4c39124" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NotesReceivableGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NotesReceivableNet_019affcc-6161-7102-b792-f71b76180ecf" xlink:to="loc_us-gaap_NotesReceivableGross_019affcc-6161-750f-a541-7b01b4c39124" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019affcc-6161-7120-9837-fbd99684fd55" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NotesReceivableNet_019affcc-6161-7102-b792-f71b76180ecf" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019affcc-6161-7120-9837-fbd99684fd55" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_NotesReceivableNetAsPercentageOfNotesReceivableNet_019affcc-6161-73b8-a57d-5f8fe3a2db09" xlink:href="bhl-20251231.xsd#bhl_NotesReceivableNetAsPercentageOfNotesReceivableNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_NotesReceivableGrossAsPercentageOfNotesReceivableNet_019affcc-6161-716a-a716-bf669dd1d7df" xlink:href="bhl-20251231.xsd#bhl_NotesReceivableGrossAsPercentageOfNotesReceivableNet"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bhl_NotesReceivableNetAsPercentageOfNotesReceivableNet_019affcc-6161-73b8-a57d-5f8fe3a2db09" xlink:to="loc_bhl_NotesReceivableGrossAsPercentageOfNotesReceivableNet_019affcc-6161-716a-a716-bf669dd1d7df" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_FinancingReceivableAllowanceForCreditLossesAsPercentageOfNotesReceivableNet_019affcc-6161-74c8-9a47-b74f6ade99d8" xlink:href="bhl-20251231.xsd#bhl_FinancingReceivableAllowanceForCreditLossesAsPercentageOfNotesReceivableNet"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bhl_NotesReceivableNetAsPercentageOfNotesReceivableNet_019affcc-6161-73b8-a57d-5f8fe3a2db09" xlink:to="loc_bhl_FinancingReceivableAllowanceForCreditLossesAsPercentageOfNotesReceivableNet_019affcc-6161-74c8-9a47-b74f6ade99d8" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/InvestmentsInvestedAssetsonDepositHeldInTrustandPledgedasCollateralDetails" xlink:type="simple" xlink:href="bhl-20251231.xsd#InvestmentsInvestedAssetsonDepositHeldInTrustandPledgedasCollateralDetails"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/InvestmentsInvestedAssetsonDepositHeldInTrustandPledgedasCollateralDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_bhl_InvestedAssetsOnDepositHeldInTrustAndPledgedAsCollateral_019affcc-6161-7a44-9541-cdc7aa19bae7" xlink:href="bhl-20251231.xsd#bhl_InvestedAssetsOnDepositHeldInTrustAndPledgedAsCollateral"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositAssets_019affcc-6161-7195-a9e5-f66bce9ea053" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DepositAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bhl_InvestedAssetsOnDepositHeldInTrustAndPledgedAsCollateral_019affcc-6161-7a44-9541-cdc7aa19bae7" xlink:to="loc_us-gaap_DepositAssets_019affcc-6161-7195-a9e5-f66bce9ea053" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsHeldInTrust_019affcc-6161-7ba7-9fbd-322fe6dcb480" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsHeldInTrust"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bhl_InvestedAssetsOnDepositHeldInTrustAndPledgedAsCollateral_019affcc-6161-7a44-9541-cdc7aa19bae7" xlink:to="loc_us-gaap_AssetsHeldInTrust_019affcc-6161-7ba7-9fbd-322fe6dcb480" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_InvestedAssetsPledgedAsCollateral_019affcc-6161-7490-b4cb-ee22304199d8" xlink:href="bhl-20251231.xsd#bhl_InvestedAssetsPledgedAsCollateral"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_bhl_InvestedAssetsOnDepositHeldInTrustAndPledgedAsCollateral_019affcc-6161-7a44-9541-cdc7aa19bae7" xlink:to="loc_bhl_InvestedAssetsPledgedAsCollateral_019affcc-6161-7490-b4cb-ee22304199d8" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/InvestmentsNetInvestmentIncomeDetails" xlink:type="simple" xlink:href="bhl-20251231.xsd#InvestmentsNetInvestmentIncomeDetails"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/InvestmentsNetInvestmentIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_019affcc-6161-7cc7-b4c7-5075ec687d23" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetInvestmentIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GrossInvestmentIncomeOperating_019affcc-6161-7e98-90ae-a42883ef90c5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GrossInvestmentIncomeOperating"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetInvestmentIncome_019affcc-6161-7cc7-b4c7-5075ec687d23" xlink:to="loc_us-gaap_GrossInvestmentIncomeOperating_019affcc-6161-7e98-90ae-a42883ef90c5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeInvestmentExpense_019affcc-6161-70c1-90ff-f4a52592adb4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentIncomeInvestmentExpense"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetInvestmentIncome_019affcc-6161-7cc7-b4c7-5075ec687d23" xlink:to="loc_us-gaap_InvestmentIncomeInvestmentExpense_019affcc-6161-70c1-90ff-f4a52592adb4" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/InvestmentsSalesorDisposalsofFixedMaturitySecuritiesDetails" xlink:type="simple" xlink:href="bhl-20251231.xsd#InvestmentsSalesorDisposalsofFixedMaturitySecuritiesDetails"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/InvestmentsSalesorDisposalsofFixedMaturitySecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_019affcc-6161-7912-9286-540cdb2274bf" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_019affcc-6161-7d61-87ff-3cbf7c24aca6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_019affcc-6161-7912-9286-540cdb2274bf" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_019affcc-6161-7d61-87ff-3cbf7c24aca6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_019affcc-6161-7bcd-9ead-edff7b763f6b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_019affcc-6161-7912-9286-540cdb2274bf" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_019affcc-6161-7bcd-9ead-edff7b763f6b" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/OtherRevenuesandOtherExpensesOtherExpensesDetails" xlink:type="simple" xlink:href="bhl-20251231.xsd#OtherRevenuesandOtherExpensesOtherExpensesDetails"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/OtherRevenuesandOtherExpensesOtherExpensesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_019affcc-621c-7b99-88d9-62b27c767e54" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_019affcc-621c-704a-a7b4-d7db2867c8b4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019affcc-621c-7b99-88d9-62b27c767e54" xlink:to="loc_us-gaap_LaborAndRelatedExpense_019affcc-621c-704a-a7b4-d7db2867c8b4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfessionalFees_019affcc-621c-7c5a-b3d9-e852e0394fa5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProfessionalFees"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019affcc-621c-7b99-88d9-62b27c767e54" xlink:to="loc_us-gaap_ProfessionalFees_019affcc-621c-7c5a-b3d9-e852e0394fa5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_TransitionServicesAgreements_019affcc-621c-76e6-860f-a1700d43a6d4" xlink:href="bhl-20251231.xsd#bhl_TransitionServicesAgreements"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019affcc-621c-7b99-88d9-62b27c767e54" xlink:to="loc_bhl_TransitionServicesAgreements_019affcc-621c-76e6-860f-a1700d43a6d4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DirectTaxesAndLicensesCosts_019affcc-621c-7bcf-8e97-aa5002fd3e67" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DirectTaxesAndLicensesCosts"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019affcc-621c-7b99-88d9-62b27c767e54" xlink:to="loc_us-gaap_DirectTaxesAndLicensesCosts_019affcc-621c-7bcf-8e97-aa5002fd3e67" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfGoodsAndServicesSoldOverhead_019affcc-621c-7277-a921-d6558813f709" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CostOfGoodsAndServicesSoldOverhead"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019affcc-621c-7b99-88d9-62b27c767e54" xlink:to="loc_us-gaap_CostOfGoodsAndServicesSoldOverhead_019affcc-621c-7277-a921-d6558813f709" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDebtExpense_019affcc-621c-7341-9c5e-1dccfbac9687" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestAndDebtExpense"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019affcc-621c-7b99-88d9-62b27c767e54" xlink:to="loc_us-gaap_InterestAndDebtExpense_019affcc-621c-7341-9c5e-1dccfbac9687" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherGeneralAndAdministrativeExpense_019affcc-621c-72a7-b80a-8363f98b326a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherGeneralAndAdministrativeExpense"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019affcc-621c-7b99-88d9-62b27c767e54" xlink:to="loc_us-gaap_OtherGeneralAndAdministrativeExpense_019affcc-621c-72a7-b80a-8363f98b326a" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/IncomeTaxProvisionforIncomeTaxDetails" xlink:type="simple" xlink:href="bhl-20251231.xsd#IncomeTaxProvisionforIncomeTaxDetails"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/IncomeTaxProvisionforIncomeTaxDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_019c67c8-c043-7ceb-ad39-74543d958ab1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit_019c67c8-c043-7b3e-89bc-85e6abf3d0ec" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CurrentFederalTaxExpenseBenefit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_019c67c8-c043-7ceb-ad39-74543d958ab1" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit_019c67c8-c043-7b3e-89bc-85e6abf3d0ec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_019c67c8-c043-7b0f-90e4-b3d57e26c838" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_019c67c8-c043-7ceb-ad39-74543d958ab1" xlink:to="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_019c67c8-c043-7b0f-90e4-b3d57e26c838" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019c67cb-2b83-7976-a54e-fd63f9b24c29" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_019c67cb-2b83-7160-8b44-40903fd72f9c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019c67cb-2b83-7976-a54e-fd63f9b24c29" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_019c67cb-2b83-7160-8b44-40903fd72f9c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_019c67cb-2b83-7477-89b3-28aff88eb71c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019c67cb-2b83-7976-a54e-fd63f9b24c29" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_019c67cb-2b83-7477-89b3-28aff88eb71c" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/IncomeTaxRateReconciliationDetails" xlink:type="simple" xlink:href="bhl-20251231.xsd#IncomeTaxRateReconciliationDetails"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/IncomeTaxRateReconciliationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_019c67b4-f98b-795a-a24f-23e2a29c74ca" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_019c67b4-f98b-795a-a24f-23e2a29c74ca" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_019c67b4-f98b-722d-8ca6-a41bf124bd41" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_019c67b4-f98b-722d-8ca6-a41bf124bd41" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsForeign_019c67b4-f98b-795c-8c59-34cf148be388" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsForeign"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCreditsForeign_019c67b4-f98b-795c-8c59-34cf148be388" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_019c67b4-f98b-7c95-b9d4-c6d3b3fa7a77" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_019c67b4-f98b-7c95-b9d4-c6d3b3fa7a77" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_019c67b4-f98b-72de-9672-631cfb703980" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_019c67b4-f98b-72de-9672-631cfb703980" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_019c67b4-f98b-728e-968e-ef37eec911b9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_019c67b4-f98b-728e-968e-ef37eec911b9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_TaxAdvantagedInvestmentIncomeNondeductibleExpensePercentage_019c67b4-f98b-7243-91ae-3692ccf8ab4f" xlink:href="bhl-20251231.xsd#bhl_TaxAdvantagedInvestmentIncomeNondeductibleExpensePercentage"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_bhl_TaxAdvantagedInvestmentIncomeNondeductibleExpensePercentage_019c67b4-f98b-7243-91ae-3692ccf8ab4f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_019c67b4-f98b-73f1-9331-874231f53228" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_019c67b4-f98b-73f1-9331-874231f53228" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_019c67b4-f98b-7c46-9980-04221340932c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_019c67b4-f98b-7c46-9980-04221340932c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_019c67b4-f98b-7529-8dad-52064647e1b7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_019c67b4-f98b-7529-8dad-52064647e1b7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_019c67b4-f98b-7e50-a3f0-f8bb7690462d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_019c67b4-f98b-7ef0-b175-ec4994a107a7" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent_019c67b4-f98b-7e50-a3f0-f8bb7690462d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_019affcc-621c-7133-aa00-1effc8a037c5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_019affcc-621c-7133-aa00-1effc8a037c5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_019affcc-621c-70d1-abe9-3187571217f4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_019affcc-621c-70d1-abe9-3187571217f4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCreditsForeign_019affcc-621c-7119-be61-b020f7f0bfea" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsForeign"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxCreditsForeign_019affcc-621c-7119-be61-b020f7f0bfea" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCredits_019affcc-621c-777d-b72c-985ecf2019ef" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationTaxCredits"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxCredits_019affcc-621c-777d-b72c-985ecf2019ef" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_019affcc-621c-7bd4-a0a7-f92e5cd80975" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_019affcc-621c-7bd4-a0a7-f92e5cd80975" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationDeductionsDividends_019affcc-621c-741b-8758-2b70793ed08e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationDeductionsDividends"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_us-gaap_IncomeTaxReconciliationDeductionsDividends_019affcc-621c-741b-8758-2b70793ed08e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_bhl_TaxAdvantagedInvestmentIncomeNondeductibleExpenseAmount_019b28f4-4cb7-76dc-9c86-4c924cc416fe" xlink:href="bhl-20251231.xsd#bhl_TaxAdvantagedInvestmentIncomeNondeductibleExpenseAmount"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_bhl_TaxAdvantagedInvestmentIncomeNondeductibleExpenseAmount_019b28f4-4cb7-76dc-9c86-4c924cc416fe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther_019b28f4-4cb7-7729-bde2-c9dc015f0ef5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther_019b28f4-4cb7-7729-bde2-c9dc015f0ef5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxContingencies_019b28f4-4cb7-72dd-81fe-21c00676ccc7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationTaxContingencies"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxContingencies_019b28f4-4cb7-72dd-81fe-21c00676ccc7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_019c67b9-6321-7560-b767-f783f70744c1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_019c67b9-6321-7560-b767-f783f70744c1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_019c67bb-1041-7cb4-b17d-0fb9f75d559c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationOtherReconcilingItems"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_019affcc-621c-754c-b0f8-924486a3580e" xlink:to="loc_us-gaap_IncomeTaxReconciliationOtherReconcilingItems_019c67bb-1041-7cb4-b17d-0fb9f75d559c" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.brighthousefinancial.com/role/IncomeTaxNetDeferredIncomeTaxAssetsandLiabilitiesDetails" xlink:type="simple" xlink:href="bhl-20251231.xsd#IncomeTaxNetDeferredIncomeTaxAssetsandLiabilitiesDetails"/>
  <link:calculationLink xlink:role="http://www.brighthousefinancial.com/role/IncomeTaxNetDeferredIncomeTaxAssetsandLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsNet_019affcc-621c-7a7b-bee2-19bcd97a0921" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_019affcc-621c-7497-97f6-422c6736f17e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet_019affcc-621c-7a7b-bee2-19bcd97a0921" xlink:to="loc_us-gaap_DeferredTaxAssetsGross_019affcc-621c-7497-97f6-422c6736f17e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_019affcc-621c-7a5e-8b66-35833499da8b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsValuationAllowance"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet_019affcc-621c-7a7b-bee2-19bcd97a0921" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_019affcc-621c-7a5e-8b66-35833499da8b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_019affcc-621c-749e-8db7-f56142185d47" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsGross"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_019affcc-621c-7b84-9144-1ea6fd05c875" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_019affcc-621c-749e-8db7-f56142185d47" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_019affcc-621c-7b84-9144-1ea6fd05c875" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards_019affcc-621c-79e0-bbc2-c55065ee0a34" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwards"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_019affcc-621c-749e-8db7-f56142185d47" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards_019affcc-621c-79e0-bbc2-c55065ee0a34" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits_019affcc-621c-74a2-803a-52f27bbc2e34" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_019affcc-621c-749e-8db7-f56142185d47" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits_019affcc-621c-74a2-803a-52f27bbc2e34" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets_019affcc-621c-7f6d-9435-a2ba4cf0d438" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_019affcc-621c-749e-8db7-f56142185d47" xlink:to="loc_us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets_019affcc-621c-7f6d-9435-a2ba4cf0d438" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsInvestments_019affcc-621c-72b7-838d-548196b43cec" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsInvestments"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_019affcc-621c-749e-8db7-f56142185d47" xlink:to="loc_us-gaap_DeferredTaxAssetsInvestments_019affcc-621c-72b7-838d-548196b43cec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOtherComprehensiveLoss_019affcc-621c-7370-b9fa-02c8d44f2940" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsOtherComprehensiveLoss"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_019affcc-621c-749e-8db7-f56142185d47" xlink:to="loc_us-gaap_DeferredTaxAssetsOtherComprehensiveLoss_019affcc-621c-7370-b9fa-02c8d44f2940" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOther_019affcc-621c-706a-9153-15866e1fdfb3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsOther"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_019affcc-621c-749e-8db7-f56142185d47" xlink:to="loc_us-gaap_DeferredTaxAssetsOther_019affcc-621c-706a-9153-15866e1fdfb3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_019affcc-621c-727c-a53e-e4e0a82a9802" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredIncomeTaxLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesDeferredExpenseReservesAndAccruals_019affcc-621c-788d-af1f-f2256f18da32" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpenseReservesAndAccruals"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_019affcc-621c-727c-a53e-e4e0a82a9802" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesDeferredExpenseReservesAndAccruals_019affcc-621c-788d-af1f-f2256f18da32" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost_019affcc-621c-775d-906b-0ffb7c1b2fd3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_019affcc-621c-727c-a53e-e4e0a82a9802" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost_019affcc-621c-775d-906b-0ffb7c1b2fd3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesOther_019affcc-621c-765b-84d8-5b1b9b2116c8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxLiabilitiesOther"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_019affcc-621c-727c-a53e-e4e0a82a9802" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesOther_019affcc-621c-765b-84d8-5b1b9b2116c8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_019affcc-621c-72b8-a647-068862e66e8d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_019affcc-621c-73fe-b978-ceb2ed6ce586" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredIncomeTaxLiabilities"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_019affcc-621c-72b8-a647-068862e66e8d" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilities_019affcc-621c-73fe-b978-ceb2ed6ce586" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsNet_019affcc-621c-77df-9f99-e678f415b5dd" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_019affcc-621c-72b8-a647-068862e66e8d" xlink:to="loc_us-gaap_DeferredTaxAssetsNet_019affcc-621c-77df-9f99-e678f415b5dd" xlink:type="arc"/>
  </link:calculationLink>
</link:linkbase>
