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  <xsd:element abstract="true" id="bhl_NonRecourseDebtDue2030Member" name="NonRecourseDebtDue2030Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_NoncashContributionMember" name="NoncashContributionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_NonperformanceRiskMember" name="NonperformanceRiskMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_OffsettingAssetsAndLiabilitiesTableTextBlock" name="OffsettingAssetsAndLiabilitiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_OtherComprehensiveIncomeamountincludingnewAOCIguidanceNetofTax" name="OtherComprehensiveIncomeamountincludingnewAOCIguidanceNetofTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_OtherEmbeddedDerivativesMember" name="OtherEmbeddedDerivativesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_OtherIncomeCeded" name="OtherIncomeCeded" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="bhl_OtherIncomeDirect" name="OtherIncomeDirect" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_OtherInvestedAssetsMember" name="OtherInvestedAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_OtherLimitedPartnershipInterests" name="OtherLimitedPartnershipInterests" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="bhl_OtherLimitedPartnershipInterestsFairValueDisclosure" name="OtherLimitedPartnershipInterestsFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="bhl_OtherPolicyRelatedBalances" name="OtherPolicyRelatedBalances" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="bhl_OtherTaxCreditCarryforwardMember" name="OtherTaxCreditCarryforwardMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_OtherThanTemporaryImpairmentsOnDebtSecuritiesTransferredToOtherComprehensiveIncomeLoss" name="OtherThanTemporaryImpairmentsOnDebtSecuritiesTransferredToOtherComprehensiveIncomeLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="bhl_OtherThanTemporaryImpairmentsOnEquitySecuritiesTransferredToOtherComprehensiveLoss" name="OtherThanTemporaryImpairmentsOnEquitySecuritiesTransferredToOtherComprehensiveLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="bhl_OttiAdditionsAbstract" name="OttiAdditionsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_OttiReductionsAbstract" name="OttiReductionsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_OutstandingFundingAgreementsToCertainSpecialPurposeEntities" name="OutstandingFundingAgreementsToCertainSpecialPurposeEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="bhl_PWLMember" name="PWLMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_ParentshareholderspercentageMember" name="ParentshareholderspercentageMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_PayablesForCollateralUnderSecuritiesLoanedAndOtherTransactions" name="PayablesForCollateralUnderSecuritiesLoanedAndOtherTransactions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="bhl_PaymentsforSecuritiesSoldunderAgreementstoRepurchase" name="PaymentsforSecuritiesSoldunderAgreementstoRepurchase" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="bhl_PercentageEstimatedFairValue" name="PercentageEstimatedFairValue" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfAllowanceForLoanAndLeaseLossesRealEstateToMortgageLoansOnRealEstateCommercialAndConsumerNet" name="PercentageOfAllowanceForLoanAndLeaseLossesRealEstateToMortgageLoansOnRealEstateCommercialAndConsumerNet" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfCommercialMortgageLoansHeldByConsolidatedSecuritizationEntitiesFairValueOptionToMortgageLoansOnRealEstateCommercialAndConsumerNet" name="PercentageOfCommercialMortgageLoansHeldByConsolidatedSecuritizationEntitiesFairValueOptionToMortgageLoansOnRealEstateCommercialAndConsumerNet" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfLoansAndLeasesReceivableConsumerMortgageToMortgageLoansOnRealEstateCommercialAndConsumerNet" name="PercentageOfLoansAndLeasesReceivableConsumerMortgageToMortgageLoansOnRealEstateCommercialAndConsumerNet" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfLoansReceivableCommercialAgriculturalToMortgageLoansOnRealEstateCommercialAndConsumerNet" name="PercentageOfLoansReceivableCommercialAgriculturalToMortgageLoansOnRealEstateCommercialAndConsumerNet" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfLoansReceivableCommercialMortgageToMortgageLoansOnRealEstateCommercialAndConsumerNet" name="PercentageOfLoansReceivableCommercialMortgageToMortgageLoansOnRealEstateCommercialAndConsumerNet" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfMortgageLoansClassifiedAsPerforming" name="PercentageOfMortgageLoansClassifiedAsPerforming" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfMortgageLoansHeldForInvestmentNetToMortgageLoansOnRealEstateCommercialAndConsumerNet" name="PercentageOfMortgageLoansHeldForInvestmentNetToMortgageLoansOnRealEstateCommercialAndConsumerNet" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfMortgageLoansHeldForInvestmentToMortgageLoansOnRealEstateCommercialAndConsumerNet" name="PercentageOfMortgageLoansHeldForInvestmentToMortgageLoansOnRealEstateCommercialAndConsumerNet" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfMortgageLoansOnRealEstateToMortgageLoansOnRealEstateCommercialAndConsumerNet" name="PercentageOfMortgageLoansOnRealEstateToMortgageLoansOnRealEstateCommercialAndConsumerNet" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfParticipatingWholeLifeInsurancePolicies" name="PercentageOfParticipatingWholeLifeInsurancePolicies" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageOfUSTreasuryAndAgencySecuritiesAtEstimatedFairValueOfSecuritiesOnLoanRelatingToCashCollateralOnOpen" name="PercentageOfUSTreasuryAndAgencySecuritiesAtEstimatedFairValueOfSecuritiesOnLoanRelatingToCashCollateralOnOpen" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="bhl_PercentageofReinvestmentPortfolioinFixedMaturitySecurities" name="PercentageofReinvestmentPortfolioinFixedMaturitySecurities" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="bhl_PolicyholderAccountBalancesMember" name="PolicyholderAccountBalancesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_PolicyholderBenefitAndClaimMember" name="PolicyholderBenefitAndClaimMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_PolicyholderBenefitsAndClaimsIncurredNetMember" name="PolicyholderBenefitsAndClaimsIncurredNetMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_PolicyholderContractDepositsFairValueDisclosure" name="PolicyholderContractDepositsFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="bhl_PremiumsEarnedAbstract" name="PremiumsEarnedAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_PresentValueOfFutureInsuranceProfitsAmortizationExpenseOtherExpenses" name="PresentValueOfFutureInsuranceProfitsAmortizationExpenseOtherExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="bhl_ProceedsFromContributionsFromAffiliatesAssociatedWithSaleOfJointVentureInterest" name="ProceedsFromContributionsFromAffiliatesAssociatedWithSaleOfJointVentureInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="bhl_ProceedsFromSalesOrDisposalsOfFixedMaturityAndEquitySecuritiesAndComponentsOfFixedMaturityAndEquitySecuritiesNetInvestmentGainsAndLossesTableTextBlock" name="ProceedsFromSalesOrDisposalsOfFixedMaturityAndEquitySecuritiesAndComponentsOfFixedMaturityAndEquitySecuritiesNetInvestmentGainsAndLossesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_QuotaShareReinsuranceForCertainDisabilityBusinessMember" name="QuotaShareReinsuranceForCertainDisabilityBusinessMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_RealEstateHeldforinvestmentAndAccumulatedDepreciationLineItems" name="RealEstateHeldforinvestmentAndAccumulatedDepreciationLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_RealEstateHeldforinvestmentAndAccumulatedDepreciationTable" name="RealEstateHeldforinvestmentAndAccumulatedDepreciationTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_RealEstateJointVenturesMember" name="RealEstateJointVenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_RecaptureMLICMember" name="RecaptureMLICMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_RecaptureMLUSMember" name="RecaptureMLUSMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_ReceivablesMember" name="ReceivablesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_Reductionofotherinvestedassetsinconnectionwithasaleofoperatingjointventureinteresttoanaffiliate" name="Reductionofotherinvestedassetsinconnectionwithasaleofoperatingjointventureinteresttoanaffiliate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="bhl_Reductionofotherinvestedassetsinconnectionwithreinsurancetransactions" name="Reductionofotherinvestedassetsinconnectionwithreinsurancetransactions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="bhl_Reductionofpolicyholderaccountbalancesinconnectionwithareinsurancetransactions" name="Reductionofpolicyholderaccountbalancesinconnectionwithareinsurancetransactions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_ReinsuranceDisclosureLineItems" name="ReinsuranceDisclosureLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_ReinsuranceMember" name="ReinsuranceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_ReinsuranceRecoverablesCeded" name="ReinsuranceRecoverablesCeded" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="bhl_RelatedPartyLoanOneMember" name="RelatedPartyLoanOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_RelatedPartyLoanTwoMember" name="RelatedPartyLoanTwoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_ResidentialMortgageLoansByCreditQualityIndicatorAbstract" name="ResidentialMortgageLoansByCreditQualityIndicatorAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_ReturnsOfCapitalFromSubsidiaries" name="ReturnsOfCapitalFromSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="bhl_Returnsofcapital" name="Returnsofcapital" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="bhl_RollForwardOfCumulativeCreditLossComponentOfOttiIncomeLossTableTextBlock" name="RollForwardOfCumulativeCreditLossComponentOfOttiIncomeLossTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_RunoffMember" name="RunoffMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_SPDARecaptureMember" name="SPDARecaptureMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_ScheduleOfEffectOfReinsuranceOnIncomeStatementTable" name="ScheduleOfEffectOfReinsuranceOnIncomeStatementTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_ScheduleOfSecuritiesByDurationAxis" name="ScheduleOfSecuritiesByDurationAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_ScheduleOfSecuritiesByPercentAxis" name="ScheduleOfSecuritiesByPercentAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_ScheduleofDividendPaymentRestrictionsTableTextBlock" name="ScheduleofDividendPaymentRestrictionsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_SecondaryGuaranteesMember" name="SecondaryGuaranteesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_SecuredDemandNotesMember" name="SecuredDemandNotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_SecuritiesByDurationDomain" name="SecuritiesByDurationDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_SecuritiesByPercentDomain" name="SecuritiesByPercentDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_SecuritiesLendingReinvestmentPortfolioEstimatedFairValue" name="SecuritiesLendingReinvestmentPortfolioEstimatedFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="bhl_SeparateAccountAssetsMember" name="SeparateAccountAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_SettlementPaymentsByHedgeClassificationAndIncomeStatementLocationTableTextBlock" name="SettlementPaymentsByHedgeClassificationAndIncomeStatementLocationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_SixMonthsOrGreaterMember" name="SixMonthsOrGreaterMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_StructuredSecuritiesMember" name="StructuredSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_SupplementalCapitalContributionFromParent" name="SupplementalCapitalContributionFromParent" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="bhl_SupplementaryInsuranceInformationFuturePolicyBenefitsOtherPolicyRelatedBalancesAndPolicyholderDividendObligation" name="SupplementaryInsuranceInformationFuturePolicyBenefitsOtherPolicyRelatedBalancesAndPolicyholderDividendObligation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="bhl_SupplementaryInsuranceInformationPremiumRevenueAndPolicyCharges" name="SupplementaryInsuranceInformationPremiumRevenueAndPolicyCharges" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="bhl_SupplementaryInsuranceInformationUnearnedRevenue" name="SupplementaryInsuranceInformationUnearnedRevenue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="bhl_TransferofShortTermInvestmentsFromAffiliates" name="TransferofShortTermInvestmentsFromAffiliates" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="bhl_TransfersOfFinancialAssetsAccountedForAsSaleAmortizedCostOfAssetsObtainedAsProceeds" name="TransfersOfFinancialAssetsAccountedForAsSaleAmortizedCostOfAssetsObtainedAsProceeds" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="bhl_TransfersofMortgageLoansFromAffiliates" name="TransfersofMortgageLoansFromAffiliates" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="bhl_TrueUpOfPriorYearTaxReturnIncludedInCurrentYearBenefitorExpenseAssociatedWithDividendReceivedDeductionRelatedtoSeparateAccounts" name="TrueUpOfPriorYearTaxReturnIncludedInCurrentYearBenefitorExpenseAssociatedWithDividendReceivedDeductionRelatedtoSeparateAccounts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="bhl_TwentyPercentOrMoreMember" name="TwentyPercentOrMoreMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="bhl_UnfundedCommitmentsForInvestmentsAccountedForUnderEquityMethod" name="UnfundedCommitmentsForInvestmentsAccountedForUnderEquityMethod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="bhl_UniversalAndVariableLifeContractsMember" name="UniversalAndVariableLifeContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_VariableAnnuityAndVariableLifeMember" name="VariableAnnuityAndVariableLifeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="bhl_VariableInterestEntityPrimaryBeneficiaryConsolidatedSecuritizationEntitiesMember" name="VariableInterestEntityPrimaryBeneficiaryConsolidatedSecuritizationEntitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
</xsd:schema>
