Brighthouse Shield Level II 6-Year (NY) SP 500 Index Russell 2000 Index MSCI EAFE Index Nasdaq-100 Index Interim Value Account Value Death Benefit Return of Premium Death Benefit Systematic Withdrawal Program Free Withdrawal Amount Performance Lock Fixed Account Step Rate Edge Step Rate Shield 25 Point To Point 1 Year Shield 15 Shield 10 Edge Rate Point To Point 2 Year Point To Point 3 Year Point To Point 6 Year General Death Benefit Provisions Interim Value Risk of Loss Liquidity Risk Risks Associated with the Referenced Indices Shield Rate Risks Systematic Withdrawal Program Risk Performance Lock Risks Cybersecurity and Certain Business Continuity Risks New Cap Rate New Step Rate Edge New Step Rate Renewal Cap Rate Renewal Step Rate Edge Renewal Step Rate